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Oak Hill Debt Negotiation

Accumulated debts can be overwhelming due to situations that are totally out of your hands. Many debtors end up in deep financial trouble because of circumstances like losing a job, getting divorced or separated, having medical emergencies, being scammed, or being struck by natural calamities.

piling up debt

No matter what event caused your financial trouble, First Choice Credit Management can still assist you in your much-needed debt negotiation.

Our Oak Hill debt management company knows that declaring bankruptcy is not the most suitable solution for everyone’s debt problems.

This is why our professional staff is always available to guide you through every option you can take for a successful debt relief process. Our goal is to help you achieve financial freedom by making informed decisions and effectively clearing your debts.

Our staff is highly-skilled and knowledgeable about assessing your situation and identifying whether or not debt negotiation will be the most appropriate way to pay off your debts. If it is, we will then negotiate with your creditor and successfully reorganize or reduce your debts.

Note that debt negotiation is especially effective if your debts are still manageable, you have a limited income, and too many assets to file for bankruptcy. For more information about what’s best in your particular situation, do not hesitate to contact us.

Call First Choice Credit Management at (205) 784-1723 for your Free Consultation!

Oak Hill Debt Negotiation Eligibility

A successful debt negotiation process will significantly decrease the principal balance of your unsecured debt. Thus, it is deemed a more efficient and economical debt relief option than debt counseling or consolidation.

debt consolidation

However, you should take note that you can’t simply opt for debt negotiation just because you already want to stop paying your bills. It is a solution specially made possible for those who want to cut a deal with their creditors but don’t want to declare bankruptcy.

Debt negotiation is considered an ethical debt relief option for those who want to regain their financial footing. The following types of debts are eligible for this process:

1. Credit cards
2. Department store cards
3. Personal credit lines
4. Private student loans
5. Old judgments
6. Deficiencies in repossessions
7. Other kinds of unsecured debts

These debts do not qualify for negotiation in Oak Hill:

1. Credit Union debts
2. Car loans
3. Home mortgages
4. Medical bills
5. Federal student loans
6. Other kinds of secured debts

For the whole list of qualified debts for negotiation, contact us, and talk to our Oak Hill, AL debt negotiation experts!

Reasonable Debt Negotiation Fees

financial stability with a piggy bankAside from rendering effective negotiation services, First Choice Credit Management also prides itself on being ethical and mindful of our client’s financial status. With us, you wouldn’t have to worry about paying any upfront and add-on fees.

We understand that when you have debt problems yourself, the last thing you want is to struggle with looking for money to pay a credit management upfront. That is why we make sure that you won’t have to pay any consultation fee, signing fee, administrative fee, or any other charges that other Oak Hill debt negotiation service providers will impose on you.

Guaranteed, a settlement fee at the end of the process will be the only thing you need to worry about. The good news? We assure you that it will be worth it.

Professional Oak Hill Debt Negotiation Service Provider

Alabama debt negotiation servicesWhenever you find yourself reeling due to the intensity of your debts, do not attempt to negotiate with your creditor by yourself. Advocating your interests typically won’t produce any favorable results.

Creditors will still sell your debts off if you don’t have any legally-binding written agreement. This means that you will just be left paying off another lender. If you want to truly relieve yourself of your debts, have our professional negotiators beside you because creditors will more likely accept a deal from you that way.

At First Choice Credit Management, you will find a team of expert professionals who have extensive experience in handling debt negotiation and debt reorganization for consumers all across Oak Hill. Our end-to-end services will ensure that we will keep an eye on every step’s success—from the beginning until the end of your debt relief process.

We are not just some sales group that will win you over only to sell or pass your account to a different company that will handle your debt negotiation. With us, your financial data will be secured; it won’t be passed around people who have no interest in settling your debts. First Choice Credit Management uses our experience and knowledge to ensure a favorable debt negotiation from the start to the end of the process.

Do not let your debt problems fester even more in your life. Contact us now.

Free Debt Negotiation Consultation

First Choice Credit Management LLCAlthough the circumstances that led to your overwhelming debts may be out of your hands, you can control what you do after to resolve it.

Work with only the best Oak Hill debt negotiation service provider and save yourself and your household from the consequences of insurmountable debts.

Call First Choice Credit Management at (205) 784-1723 for your Free Consultation!